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Articles Posted in Insurance Dispute

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Insurance Agent’s Negligence Costs Them in Court

A recent Louisiana Court of Appeal decision underscores the importance of insurance agents fulfilling their duties with reasonable diligence and care. In Upscale Fashions, Inc. v. Botsay Insurance Network, Inc., an insurance agent’s failure to properly procure and communicate coverage details led to a significant financial loss for the insured and…

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Employee Fails to Establish Link Between Previous Back Injury and Multiple Sclerosis Diagnosis for Workers Compensation Claim

When an employee suffers a work injury, it may result in negative consequences for the employee’s health. While Louisiana’s workers’ compensation laws allow the employee to recover damages for these future health complications, this has its limits. The employee must prove that this future negative consequence was related to the…

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Injured Pedestrian in Ouachita Parish Unable to Recover from Multiple Insurance Policies

After being involved in a motor vehicle accident, you will likely be left with various damages, including medical injuries. Although you may assume insurance will cover all of your injuries and related damages, this is not always the case. The following Ouachita Parish case demonstrates the importance of understanding your…

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Can’t Just Say No: What Is Required To Decline UM Coverage?

If you want to decline uninsured/underinsured (“UM”) coverage, you might think it is sufficient to merely tell your insurer you do not want UM coverage. However, under Louisiana law, there are strict requirements with which you must comply in order to validly waive UM coverage. What happens if the insured…

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Expert Witness Testimony Key For Defense Victory In Lawsuit Involving Car Accident

Car accidents can often give rise to lawsuits with complicated issues of causation and damages. Often, one or both sides will have expert witnesses to help explain complicated issues to the jury. What happens if one side argues the other side’s expert witness should not be allowed to testify as…

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Motor Vehicle Exclusion Precludes Insurance Coverage In Child’s Death

Although money can never replace a loved one, if you find yourself in the tragic aftermath of a loved one’s death, you might be looking to recover damages from the responsible parties. However, the process of recovering damages can be difficult and emotionally charged. This is especially true if an…

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Injured Passenger Cannot Recover From Both Liability and Uninsured Motorist Insurance Provisions

Automobile insurance policies can help compensate you if you are injured in a car accident. However, it is essential to be aware of potential policy exclusions that limit what you are entitled to recover. This is especially true with uninsured/underinsured motorist (“UM”) insurance because an insurer is allowed to have…

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What are Lejeune Damages, and how do they apply in Louisiana Lawsuits?

If you prevail in a lawsuit, you might be entitled to various damages. One type of damages available in Louisiana is Lejeune damages, under La. C.C. art. 2315.6. Lejeune damages allow an individual to recover damages from the mental anguish of witnessing the injury of a third party.  Louise Theresa…

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The Consequences of Lying in A Louisiana Workers’ Compensation Claim

What are the consequences of lying in a workers’ compensation claim? They can be harsh, as shown in the following lawsuit. Betty Reeder, a Certified Nursing Assistant (CNA) at Hardtner Medical Center, found herself embroiled in a legal battle after suffering an injury on the job. This article examines the…

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Who’s At Fault if your car is stolen then involved in a wreck? The Thief, Victim, or Third Party Owner?

In the world of litigation, there are often cases that raise questions about who should be held responsible for damages caused by certain events. Take the recent case of Christopher Blanchard, who claimed damages after his police car was hit by a stolen car. The trial court granted summary judgment…

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