It seems that asbestos can be toxic not only to people, but also to companies as well. Anco sold, distributed, repaired, and installed insulation materials containing toxic asbestos that can cause mesothelioma and cancer from 1972 until the early 1980’s. The company based in Louisiana conducted business in Louisiana, Mississippi and Texas during that time. As a result, it has faced upwards of 2700 lawsuits across the three states.
In 1987 Anco took out a general liability insurance policy with the National Union. This policy failed to include an exclusion of asbestos coverage. Beginning in April 2009 Anco forwarded all pending asbestos related lawsuits to National Union. When National Union failed to pay claims made by Anco, Anco launched suit against the insurer claiming that National Union should be held liable for the defense costs incurred by Anco. However, the court granted summary judgment to many of the claims made by Anco. This meant the trial court found for National Union and dismissed many of Anco’s allegations.
Anco appealed the partial summary judgment found by the trial court. In particular, Anco attempted to appeal the dismissal of the duty of National Union to pay legal costs. Anco cited three main reasons for their appeal. “(1)a genuine dispute of material fact exists as to the date that Anco first tendered claims under the Policy; (2) even if Anco’s tender of the claims was untimely, the district court erred in not excusing Anco’s tardiness; and, (3) the court erred in concluding that Anco’s failure to tender claims timely under the terms of the Policy relieved National Union of its defense obligations because National Union did not claim that it was prejudiced by Anco’s late tender.”