While there are many steps that can be taken to prevent road accidents, accidents still happen. When accidents occur, we are left to determine who is at fault. For many people, automobile insurance is the only lifeline to help them recover from the accident. However, to automobile insurers, the question of who is at fault is incredibly important. Is there ever truly one party who is 100% at fault for a crash? How is a crash handled if it involves unconventional modes of transportation? Can someone be at fault if they are not legally negligible? These issues were explored in a case brought to the State of Louisiana Third Circuit Court of Appeals.
In February 2012 on Dave Douglas Road in Calcasieu Parish, Louisiana, Cyril Prejean and Jessyca Steward were riding Prejean’s horse Mississippi. At approximately 6:25pm, Prejean and Steward were hit by a GMC Yukon driven by the defendant, Russell Horton. Cyril and Steward did not receive serious injuries, however, Mississippi died from a gunshot wound to ease his suffering from injuries sustained in the crash. Horton was insured by State Farm Mutual Automobile Insurance. Prejean and Steward filed a lawsuit against Horton in November 2012. Following a trial in September 2014, the trial court found Horton was 100% at fault for the accident and awarded Prejean $17,969.50 in total damages and Steward $6,962 in total damages.
Horton and Statement appealed this decision citing that Prejean should have outfitted Mississippi with lights as required by Louisiana law and therefore Prejean should be 100% at fault for the accident. See La.R.S. 32:53, La.R.S. 32:301, and La.R.S. 32:124.